By virtue of the power and authority contained in a Deed of Trust dated February 4, 2009, and recorded at Instrument Number 090000404 in the Clerk’s Office for the Circuit Court for Southampton, VA, securing a loan which was originally $124,500.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at front steps of the Main Entrance to the Circuit Court for Southampton; located at 22350 Main Street, Courtland, VA 23837 on:

August 3, 2017 at 5:00 PM

improved real property, with an abbreviated legal description of All that certain tract or parcel of land in the Town of Franklin, Southampton County, Virginia, more particularly described as follows:

“Beginning at a point on the West side of County Street at the northeast corner of lot #2 on map of land of Philadelphia Real Estate and Burial Association, running thence in a northerly direction on the West side of county Street 80 feet; thence in a westerly direction 130 feet to an alley; thence in a southerly direction along said alley 80 feet to said Lot #2; thence in an easterly direction along the line of said Lot #2, 130 feet to the point of beginning, being lots numbers 3 and 4 on map of the lands of Philadelphia Real Estate and Burial Association, which map is of record in the Clerk’s Office of the Circuit Court of Southampton County, Virginia, in map book 2, page 2, it being two of the lots conveyed to said Joe Pruden March 10th, 1923 by Darden & Company, C.W. Darden and Kate P. Darden, deed covering recorded in Clerk’s Office in Trust Book 23, at page 236.”

Less and Except that property conveyed to Lula and Thomas Jefferson Stephens recorded in the Clerk’s office of the Circuit Court of Southampton County recorded in Deed Book 149 Page 482, and as more fully described in the aforesaid Deed of Trust.

TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000.00, or 10% of the sale price, whichever is lower, in cash or cashier’s check payable to the SUBSTITUTE TRUSTEE will be required at the time of sale. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee’s fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller’s attorneys at settlement, a fee of $445.00 for review of the settlement documents.

Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding.

FOR INFORMATION CONTACT: Rosenberg & Associates, LLC

(Attorney for the Secured Party)

4340 East West Highway, Suite 600

Bethesda, MD 20814

301-907-8000