A mother’s last request

Published 9:19 am Friday, November 30, 2012

Brooke Adams is selling the contents of her late mother’s home at 7507 Mill Creek Drive, Zuni, in an attempt to keep the home from going into foreclosure. - Submitted

ZUNI—Brooke Adams is keeping a promise to her mom.

“Some time ago, before my mom died, she always said ‘If I die, please, please try to save the house,’” Adams said.

Kim Cobb of Zuni died unexpectedly on July 25 from pneumonia and a lung aneurysm. The 54-year-old former Farm Fresh manager left behind a home with $1,147 monthly mortgage payments.

After inheriting the home and now faced with foreclosure, Adams hopes to raise enough money during a Saturday, Dec. 1, estate sale at the home at 7507 Mill Creek Drive. Up for sale are her mother’s bedroom set, recliners, electronics, treadmill, guitar, cookware, shoes, clothes and more.

Proceeds will be used to catch up on the payments.

“She always kept up with the mortgage and I’m hoping to move back here,” said Adams, a 2001 Windsor High School graduate who lives in Danville, where she works as a secretary.

“We’re trying to get as much money as we can,” added her husband, Chad, a copy editor with the Martinsville Bulletin.

Brooke Adams, 29, also wants to save the home because it was built by her father Bill Cobb of Portsmouth, uncle Ronnie Cobb of Franklin and grandfather, the late Raby Cobb. Bill and Kim Cobb were divorced.

Just over $152,000 is owed on the home. The Adams found someone to rent it, which will allow for continued payments.

The family established the Kim W. Cobb Memorial Fund at Carter Bank and Trust in Danville. Money from the fund will help save the Cobb family home. If more is raised, the money will go toward saving other homes from foreclosure.

“Ms. Cobb struggled like many Americans,” Chad Adams said. “She lost her job, lost her life-insurance plan that was provided through her company, lost her health insurance and racked up credit card debt to pay for living expenses.”

“She consolidated her debt into a mortgage to lower her monthly payment, but died several months later,” the 28-year-old added. “When the children inherited the family home, they couldn’t afford to take on the debt. It was the home that they were raised in, the home that their mother wanted them to have — her last gift to them.”

Donations can be mailed to the memorial fund at Carter Bank and Trust, 1300 Kings Mountain Road, Martinsville, Va., 24112. Donations also may be made at rally.org/saveahome.